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Blue planet war in heaven12/29/2023 ![]() Thus, these two super-predators instead battle for the right to consume or despoil the galaxy's vast stocks of mortal flesh, tearing each other apart in a frenzy of unsurpassed slaughter from which only one can emerge victorious. The inconstant Warp-stuff from which Daemons are made offers the Tyranids no sustenance, while the unknowable, alien entity of the Hive Mind is immune to terror and daemonic corruption. When the Tyranid hive fleets clash with the Daemons of Chaos, neither race is granted succour. The mentality of the Tyranid approach to warfare can be described with the phrase "quantity has a quality all its own." From the "lowly" Ripper, to the deadly Hive Tyrant and beyond, the signature of the Tyranid species is that they overwhelm their foes with sheer numbers, reproducing massive numbers of highly virulent organisms in record time from the biochemical soup that they derive from the biospheres of the worlds they consume. Their threat is such that an unprotected planet can be infested and stripped clean of all its organic material in a matter of solar weeks without even slowing down the advance of the hive fleet.Īll Tyranid organisms are "synaptic" ( psychically-reactive), and each Tyranid creature within a hive fleet shares and contributes to a communal Hive Mind, which allows the trillions of beings comprising the Tyranid hive fleets to communicate and organise instantaneously on a staggering scale. The Tyranids are likened to a galactic swarm consuming everything in its path, feeding on entire worlds and leaving only dead husks in their wake. Variant Imperial icon used for identifying Tyranid hive fleet activity. The Tyranids collectively form a monstrous superorganism that travels across the universe in their great hive fleets of biomechanical Hive Ships, systematically consuming all other biomatter to enable their own rapid evolution and reproduction. The Tyranid species is ultimately dedicated solely to its own survival, propagation and evolutionary advancement. ![]() ![]() Only now are the inhabitants of the galaxy realising the scale of the threat unless the Tyranids can be stopped, it will mean nothing less than the extinction of all life. They are the ultimate predators to them, all living things, from the lowliest insect to the most advanced starfaring civilisation, are mere prey. The Tyranids are unlike any other intelligent species encountered by Humanity. They actually comprise an entire space-faring ecosystem comprised of innumerable different bioforms which are all variations on the same genetic theme. The Tyranids are an extragalactic composite species of hideous, insectoid xenos. Symbol used by the Imperium of Man to designate Tyranid hive fleets. Inquisitor Bronislaw Czevak at the Conclave of Har We have given the horror a name to salve our fears we call it the Tyranid race, but if it is aware of us at all it must know us only as Prey." ![]() This horror, this abomination, has thought and purpose which functions on an unimaginable, galactic scale and all we can do is try to stop the swarms of bio-engineered monsters it unleashes upon us by instinct. With each decade it advances deeper, leaving drained, dead worlds in its wake. " There is a cancer eating at the Imperium.
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Shyla markly12/29/2023 Prior to joining the firm, Shaun effectively represented health care clients through all phases of litigation. He has also successfully represented individual employees in a variety of other industries including transportation, insurance, healthcare, and security. Shaun has been instrumental in securing several hard-fought, large class action settlements to recover wages and related penalties on behalf of California employees from defendants in the retail ($4.5 million class settlement), technology ($2.4 million class settlement), and automotive ($1.2 million class settlement) sectors. His notable achievements at Nicholas & Tomasevic include briefing and arguing key dispositive motions in front of state, federal, and appellate courts. Many of these matters are complex class, collective, or representative actions pending in state and federal courts throughout California and other states. He focuses on business, employment, consumer, insurance, and intellectual property litigation as well as appeals. Shaun Markley is a partner at Nicholas & Tomasevic, LLP. Furthermore, she has not shared her previous relationships with the public yet. ![]() Similarly, on December 24, 2019, the romantic couple had seen their first daughter named Souline Amour McBroom. The lovebirds revealed their pregnancy by uploading a video on their YouTube channel back in May 2019. They are expecting a baby girl as per the video uploaded by her on her Instagram on 21 August 2019. Moreover, Landon is also the brother of famous basketball player Austin McBroom. Landon is also an internet sensation, making them a celebrity couple. They met through the social media platform Twitter and started dating in the summer of 2016. Shyla Walker is currently in a romantic relationship with Landon McBroom. The romantic couple has also shot a music video for their vlogs using the track ‘My Woman’ by Tone Stith in their music video, ‘THIS IS L&S – LOVE ME FOREVER.’ her estimated net worth is US $1 million as of 2019. Likewise, the video titled ‘I TOLD MY DAD I GOT MY GIRLFRIEND PREGNANT ’ has earned over seven million “views,” the highest on the channel. BROTHER (WHO KNOWS ME BETTER!?,’ ‘I SURPRISED MY GIRLFRIEND WITH A PUPPY!! (EMOTIONAL),’ ‘I’M PREGNANT PRANK ON BOYFRIEND! His reaction surprised me.,’ ‘PASSED OUT WHILE DRIVING PRANK!! *Freaks out*,’ and ‘I CHEATED ON MY GIRLFRIEND PRANK! (She freaked out).’ Including ‘I SHAVED MY BOYFRIENDS HEAD!!! (PRANK WARS),’ ‘I PROPOSED…SHE SAID NO!!,’ ‘GIRLFRIEND VS. Most of their videos on the channel grossed over a million views. Similarly, their second video on the channel gathered a million “views.” This video was a prank video titled ‘REAL SPIDER PRANK ON GIRLFRIEND! *EXTREME!!!*’. The first video that they posted was an introductory vlog where Landon and she shared their relationship details. This channel primarily hosts vlogs from their lives and even consists of scores of prank clips and challenge videos. Likewise, she also occasionally does models for clothing brands and makeup artists like and more.Īdditionally, she is even a collaborative ‘YouTube channel, ‘THIS IS L&S,’ with her boyfriend, Landon McBroom. ![]() She has gained success and popularity with the videos she jointly creates with her boyfriend and amazing photographs of her daily life on Instagram. Shyla Walker started her career with YouTube and Instagram. In her video, she speaks from the bottom of her heart regarding the changes after pregnancy. Beforehand, her Instructor took good care of her and started taking pills of controlling hormones. She felt that no one cared for her, didn’t have friends circles, and many more. In this video, she said that after giving birth to her baby, her hormones changed, and felt the symptom of depression. On January 27, 2020, Shyla Walker posted a video where she expressed her life experience of having a symptom of depression. Source: Instagram/Shyla Walker Shyla Walker Went on DEPRESSION!!! She has not mentioned her mother’s name to the public yet.
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Olympic highlights12/28/2023 ![]() Compare it with coverage from one or two other countries. Check out some of the coverage from your country to find its Olympic highlights. If you were on the IOC which way would you have voted and why? Take into consideration things like the fact that Tokyo was under a COVID-19 state of emergency and the athletes, who prepare for four years or more.Įvery country cheers for its own athletes and the media in that country are naturally biased toward them as well. The International Olympic Committee (IOC) decides whether the Olympics will go ahead or be delayed. With almost no spectators, what do you think the atmosphere was like for the athletes and coaches? Normally, there are thousands of screaming and cheering fans watching the events. The next summer Olympics will take place in 2024 in Paris, France and before that, the winter Olympics will be held in Beijing, China in 2022. The 2020 Tokyo Paralympics are next, running from Aug. Download the 7plus app or stream the Tokyo Olympic Games from your computer, tablet or mobile. With free online streaming you can catch up on full Olympic replays or watch live as the action happens. The official allowed the highly unusual move. Watch & stream the 2020/21 Tokyo Olympic Games on 7plus. They had the chance to break the tie with a jump-off, but Barshim asked an Olympic official if they could both receive a gold medal, instead. Two high-jumpers, Gianmarco Tamberi (Italy) and Mutaz Barshim (Qatar) were tied for first place.At 14 years old, Hong Quanchan was the second-youngest athlete to win a medal for China, winning gold in 10-metre platform diving and scoring two perfect 10s.The Summit brought together over 40 IOC Young Leaders including 28 on-site who have been provided with training, coaching and seed funding to establish social projects using sport to impact their local communities over the years ahead. Canadian soccer player Quinn became the first transgender and nonbinary athlete to win a gold medal (or any medal) This week, IOC President Thomas Bach attended the IOC Youth Summit at Olympic House.It was a brave and highly public acknowledgement that mental health matters as much as physical health US gymnast Simone Biles, who was a gymnastics front-runner, took herself out of several events in order to protect her mental health.This Olympics had many highlights and dramatic moments, including: It was all to try to limit the spread of COVID-19 and the Delta variant in a city that has been hard hit by the virus. The moment Erin Jackson realized she won an Olympic gold medal. And athletes needed to go back to their home countries within 48 hours of finishing their competition. 2022 Winter Olympics: Team USA medal count, full results, highlights from Beijing Games. There were very few people in the stands watching the competitions, for instance. The pandemic also caused many other changes. That’s because the pandemic delayed them by a year. Although they were held in 2021, they are known as the 2020 Tokyo Olympics. Many things were different about this Olympics, starting with their name. A unique summer Olympics has come to a close.
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Firefox esr silverlight12/28/2023 ![]() We suggest keeping both browser versions on your computer. The Firefox 52 and Firefox ESR browsers can co-exist on the same computer. Note that Firefox ESR 60 has also removed NPAPI plug-in support. Internet Explorer still support these plugins.įirefox users may download and install Firefox 52 ESR (Extended Support Release) which still support mydlink plugin. Please note that customers using Firefox 51 or Safari 11 are not affected. Create the other directory such as Mozilla Firefox ESR to install the Firefox ESR, click Next to complete the installation. NET framework and compatible with multiple browsers, devices and operating systems, bringing a new level of interactivity wherever the Web works. exe file to install Firefox ESR, select Custom to install the Firefox ESR to another directory if you want to keep both Firefox 52 and Firefox 52 ESR. After downloading the latest Firefox ESR for Linux, extract it and simply double click on the 'firefox' executable to run it. (Firefox ESR,) that continues to support silverlight and apparently will do so. As of early October 2019, users that have. The news about Chrome and Firefox removing Silverlight support and when. To continue using NPAPI plugins like Java, Silverlight and so on, get Firefox ESR. The last versions of these browsers on Mac OS Mojave that supported Silverlight are Safari 11 and Firefox ESR 52. However, Mozilla Firefox is now a 64-bit browser on 64-bit versions of Windows, so that’s not a reason to use Waterfox anymore. Silverlight is a free plug-in, powered by the. Download Firefox For Ubuntu / Linux Mint users, the latest Firefox 52 should be available in the official repositories soon. Plugins such as the EZVIZ plugin, Silverlight, Java. mydlink portal uses mydlink plugin to access mydlink devices, and since mydlink plugin no longer works, Firefox and Safari 12 users are stuck at the plugin download page. Silverlight is a powerful development tool for creating engaging, interactive user experiences for Web and mobile applications. The latest version of Mozilla Firefox, version 52, drops support for Netscape Plugin API (NPAPI). Plugins such as the mydlink plugin, Silverlight, Java, and Acrobat are no longer supported. Q:Why is the mydlink portal not working with Firefox 52 (and above) or Safari 12?įirefox 52 and Safari 12 have removed all support for Netscape Plugin API (NPAPI).
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Sparkbox power12/28/2023 Connect to this WiFi, using your mobile or PC or whatever.Initially the pedal will launch a WiFi Access Point (AP), SSID is "SparkBox" by default.Holding BUTTON 1 during boot will switch the pedal to WiFi mode. On the first run your current set of hardware presets will be saved to the bank 000.If you stop scrolling for a few seconds, the selected bank will be uploaded to the amp. Long pressing BUTTON 2 or BUTTON 4 invokes Bank Select menu, continue using BUTTONS 2 and 4 to decrease/increase bank number.Holding BUTTON 1 during boot will switch the pedal to WiFi mode.Bypass mode, invoked by long pressing BUTTONS 3 and 4 simultaneously, allows adjusting effect levels to match your raw pickup output.Now with remote guitar TUNER display! Long press BUTTONS 1 and 2 simultaneously, or turn it ON from the app or on the amp.Long press BUTTON 3 to adjust current effect parameters: use BUTTONS 2 and 4 to decrement/increment, BUTTON 1 to cycle thru parameters and long press BUTTON 3 to save your edits back to the amp.Long press (more than 1s) BUTTON 1 to switch between Effect mode and Preset mode.Stand-by mode added to reduce power when disconnected - light or deep ESP32 sleep mode will be configured automatically depending on GPIOs of the buttons and logical levels choosen in your build.Also tested on WEMOS LOLIN32 Lite with battery support. Inter-operable with both conventional and Heltec ESP32 modules.Graphically display the effect state on the display.Switch on and off all four major effects dynamically.Switch presets either on footswitch, app or Spark to update display.Supports the most common DIY display types: SSD1306 and SH1106.Allows connection of the app for full simultaneous control.Uses BLE so that it can be used with music function of the Spark app.Select 12 banks for four presets from the pedal.Expression pedal input on GPIO34 for altering the current parameter or on/off switch.V0.99 is a Beta test for the long-awaited V1.0 final release. Now with expression pedal input and a web interface for adding up to 12 banks for four presets. SparkBox is a BT pedal for the Positive Grid Spark 40.
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Vincent stardew valley12/28/2023 The CX5501 supports study, work documents, creative work, and game play in a flexible style. The CX5501 is a flip model with a touchscreen display that can be rotated 360 degrees. It is the first Chromebook in Japan to support a refresh rate of 144Hz.įlip model with touch-enabled LCD that can rotate 360 degrees 360-degree rotatable for flexible use "CX5501"製品ページ The CX5501 is equipped with a 15.6-inch slim bezel display with touch screen support and is the first Chromebook in Japan to support a 144Hz refresh rate. Japan's first 144Hz refresh rate High refresh rate 144Hz "CX5501"製品ページ It is not only a comfortable study and work device, but also one of the rumored gaming Chromebooks, and is expected to lead the cloud gaming industry in the future. ![]() The "CX5501" is equipped with Intel Core i3-1115G4 or Intel Core i5-1135G7 CPU, 8GB memory and 128GB storage to meet all your needs. Parsnip Soup, Glazed Yams, Pale Ale, Beer, Parsnip, and Cactus Fruit.Īll sorts of Vegetables, All sorts of Fruits, All sorts of Milk, Blackberry, Crocus, and Diamond.Īll sorts of Eggs, Clay, Quartz, Spring Onion, and Wild Horseradish.Play, learn, and work smoothly with the CX5501! CX5501 "CX5501"製品ページ Glazed Yams, Autumn’s Bounty, and Hot Pepper.Ĭoconut, Cactus Fruit, Blueberry, Spaghetti, Corn, Pizza, and Jelly.īean Hotpot, Rice Pudding, Ice Cream, and Strawberry.Įarth Crystal, Purple Mushroom, Corn, Salmonberry, Pizza, Honey, Hot pepper, and Melon.Ĭlay, Quartz, Alamite, and Solar Essence.īlueberry Tart, Dish O’ The Sea, Coconut, Cactus Fruit, and Yam.Īll sorts of Eggs, All sorts of Milk, All sorts of Fruits, All sorts of Greens, Cheese, Sashimi, Salad, Pizza, Beer, Honey, Chanterelle, Common Mushroom, Winter Root, and Wild Horseradish. Pink Cake, Farmer’s Lunch, Pumpkin Pie, and Diamond.Īll sorts of Eggs, Sweet Pea, Spaghetti, Baked Fish, Corn, Salad, Pizza, Honey, Mayonnaise, Blue Jazz, and Garlic. Wild Horseradish, Stone, Clay, Jelly, Mayonnaise, and Honey. JasĬoconut, Pizza, Cookie, Miner’s Treat, Crocus, Daffodil, Sweet Pea, and Tulip.Īll sorts of Eggs, All sorts of Milk, All sorts of Vegetables, All sorts of Fruits, and All sorts of Greens. Salmon Dinner, Fish Taco, Sashimi, and Maki Roll. Salad, Autumn’s Bounty, Bean Hotpot, Red Plate, Fire, Frozen Tear, Earth Crystal, Honey, Crocus, and Daffodil.Ĭave Carrot, Fried Eel, Ice Cream, Rice Pudding, Spicy Eel, Spring Onion, and Stone. Survival Burger, Emerald, Aquamarine, Ruby, Topaz, Amethyst, Jade, Cloth, and Wool. Stone, Apple, Joja Cola, Octopus, Squid, Eel, Super Cucumber, Smallmouth Bass, Corn, and Tortilla. Spaghetti, Sashimi, Eggplant, Pickles, All sorts of Milk, and All sorts of Egg.Īll sorts of Gems, and All sorts of Greens. Vegetable Stew, Pancakes, Crispy Bass, Chocolate Cake, Rhubarb Pie, Fried Eel, Eggplant Parmesan, and Diamond.ĭaffodil, Dandelion, Spice Berry, and Stone. ![]() Spring Onion, Wild Horseradish, and Clay. Pizza, Pepper Poppers, Beer, and Hot Pepper. Rabbit’s Foot, Void Essence, and Solar Essence. Salad, Vegetable Stew, Poppyseed Muffin, Stir Fry, and Wine.Īll sorts of Egg, All sorts of Milk, All sorts of Fruits, and All sorts of Greens.Īll sorts of Gem, Seaweed, Clay, and Stone.Ĭheese Cauliflower, Pepper Poppers, Rhubarb Pie, Miner’s Treat, Strawberry, Diamond, Gold Bar, Iridium Bar, and Battery Pack. Leek, Dandelion, Tulip, and All sorts of Milk. ![]() Red Plate, Tom Kha Soup, Roots Platter, Melon, Diamond, Sandfish, and Poppy. As for potential bachelorettes, they are Abigail, Haley, Leah, Maru, and Penny. When it comes to marriage in Stardew Valley, the potential bachelors include Alex, Elliott, Harvey, Sam, and Sebastian. These NPCs include Bouncer, Gil, Governor, Grandpa, Gunther, Marlon, Morris, and Mr. But before we begin, do note that there are certain NPCs who are non-giftable. This guide basically details everything that Stardew Valley villagers love, hate, like, and dislike. In addition to this, each of the Stardew Valley villagers has his or her own routine which is why they are never found in the same place throughout the time of a day and week. ![]() However, one thing to note here is that each villager in Stardew Valley has his or her unique likenesses and vice versa and each one responds to a gift differently. The villagers in the game cannot only provide players with various quests to complete, but can also be presented with gifts so as to increase affection with them. Stardew Valley villagers are basically citizens of Pelican Town. Stardew Valley villagers guide to give you more insight on what each and every villager in the game loves, hates, likes, and dislikes.
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Hp notebook12/28/2023 HP Chromebook 14 is also a well-balanced Chromebook with Intel Celeron N3350-N3450 CPU, Intel HD Graphics 500, 4GB-8GB RAM, 14-inch diagonal HD screen, and 16GB-64GB storage capacity. It is one of the best gaming laptop offering great value to the gamers. The announcement of Pavilion Gaming 15 is HP’s next achievement with a casual budget. The system performs powerful graphics with RTX 2070, shining 1080p, and 144-hz display with a much comfortable keyboard to operate.Īmong the low ranged laptops, Chromebook 15 is a good option for Chrome OS users. The plastic-y build, bigger exterior size, and 4K G-Sync display is a big gift for users in this much low price. HP’s latest invention in 2019 is the cutting-edge HP Omen 17 - a relatively affordable gaming machine at $959. ![]() To replace the MacBook Pros for better gaming time on Windows 10, this model is excellent to buy. The powerful interior includes Nvidia graphics, SSD (512 Gb – 2TB), RAM (8GB – 16GB), and a sharp exterior of decent gold on matte black finish. In the same line, 15.6” HP Spectre x360 15T (2019) is elegantly outfitted with 8th-generation Intel Core i7 that makes it a superfast machine with 4K screen. With 4K display option, the slim 13.3-inch laptop is offered with dynamic hardware capable to manage any type of users’ requirements even strategy games. ![]() The HP Spectre x 360 2019 is the powerful laptop with its gold trimming physique and high resolution display. HP, in 2019, has emerged at the digital horizon with 2-in-1 laptops 13” and 15” Spectre x360, between the two 13” has an optional OLED panel. The model is the finest choice if someone doesn’t need a Thunderbolt 3 port. Envy 13’s 1080p model provides the users 11+ hours battery life whereas its 4K display options and FHD are amazingly vivid for display. To authenticate the customers’ privacy, the model is provided with a fingerprint sensor and a webcam kill switch. Talking about the Envy 2019 series, we have HP Envy 13 as the best model starting from $799, fascinating the customers with its slim chassis, powerful speakers, and massive performance speed. Out of this wide rage, we have a number of brilliant laptops like HP Spectre x 360, HP Spectre x 360 15T (2019), HP Spectre Folio, HP Chromebook 14, HP EliteBook x360 1040, HP Omen 17, HP Envy x360 (2019), HP Omen X, HP Envy 13t 2019, and HP Spectre 13. For any other inquiry related to laptops visit our nearest branch or call our hotline +8809638442121.HP (Hewlett-Packard) has won a brand name by constantly offering the best laptops for its users, but in 2019 the company has broken its own record by originating various options like 15 series, Envy series, Pavilion series, Probook and Elite, Spectre series, and Omen. We provide 3,6,9 and 12 months EMI facilities. Order online and have the delivery at any district in Bangladesh. has the best collection of HP laptops in Bangladesh. ![]() The lowest HP laptop price in Bangladesh is. laptop series available in BD.ĭifferent models of Hp laptops are available in BD. HP makes low price, reliable, quality service and added-value products. ![]() HP makes lightweight, useful notebook PCs. Back then the company produced only electronic test and measurement equipment.ġ1th generation of processors are used in HP laptops. Its headquarters is in Palo Alto, California. It was originally founded by Bill Hewlett and David Packard in 1939. It is an American computer manufacturing company. Hewlett-Packard is popularly known as HP. HP is one of the most popular brands in Bangladesh. Latest Official HP laptop price in Bangladesh 2022 | Get HP Laptop & Notebook with EMI
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Microseven smartthings12/27/2023 ![]() Note: As of January 2020, Leatherology now offers a one-year limited warranty against defects in materials or craftsmanship, but we still prefer the quality, style, and look of our Cuyana picks. †Yet we called the customer service line twice and never spoke with a live person (once, we stayed on hold for 30 minutes before giving up and ending the call). Leatherology allows only a 30-day return window and only for unused gear, which isn’t ideal for a product that costs $85 to $180. ![]() But the leather was too soft, and it was easy to scratch and scuff during normal use. We liked that both bags have zip pockets, and the clamshell design was ideal for finding small items hiding at the bottom of the bag. Both sizes were great for splitting the storage of our tech gear and personal hygiene items. The Leatherology Clamshell Makeup Bag is sold in two sizes (medium and large) or as a set. But the zipper broke during testing, making the bag virtually impossible to use. It’s small enough to carry with one hand, and is flexible and durable enough to cram full with gear without fear of it tearing. The Chiceco Handy Makeup Pouch offers better privacy than our pick from The Container Store because it’s made of 100D Oxford nylon and not micro mesh. And the padded chamber absorbed leaking water, which means that it could retain the stinky odors of other spilled liquids over time. But the main compartment isn’t big enough to carry most of the accessories on our list. The top is a traditional makeup bag, and the bottom unzips horizontally to store brushes, tablet pens, and skinny cable cords. The BUBM cord and cosmetic organizer is a two-way makeup and brush bag that’s convertible to store tech gear as well. It’s also not waterproof, so a spilled soda or leaking lotion bottle would damage its contents. But it couldn’t hold our bulkier items without permanently deforming the polyester bag. The Muji Double Fastener Case (medium) was great for storing the small gear on our list. We also found that the larger bags (13¾ by 10½ inches and 11 by 8¼ inches) are so big that they’re as bad as just leaving things loose in your backpack or purse to begin with. But in our tests, the seams weren’t stitched cleanly and the bags leaked water. The five bags in the Modern Bethel Travel Pouch Set are covered in vinyl, so they’re waterproof. The zippers also stuck and some broke during our tests. But the bags weren’t big enough to hold more than a single bulky item, such as a laptop charger. We liked the fun floral patterns and traditional pencil pouch shape. The IPOW BD02 pencil pouches are sold in a set of four. Many of us also prefer pouches that are transparent because we don’t like guessing what’s stored in each bag in the set. The canvas was rougher than our panelists preferred, and most staffers found the dark colors unattractive. The trio of pouches are made of canvas, so they’re tough, and sharp nails and needle-nose pliers won’t damage them. The Custom Leathercraft 3 Multi-Purpose Clip-on Zippered Bags are better suited for your home toolbox than an everyday gadget bag.
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Muni bond defaults 202012/27/2023 The report added that the municipal sector overall remains highly rated with approximately 91% of all Moody’s-rated municipal credits falling into the A category or higher as of the end of 2021, the same as in 2020. public sector exhibiting “great resilience in 2021.” (Credits benefited from a combination of direct federal and market support, active debt management and “strong reserves going into 2020.”) And indeed, even with the continuing effects of the pandemic, there were more muni bond upgrades than downgrades.Īccording to the report, municipal credits remain, typically, very strong, and “their rating distribution is substantially skewed toward the investment-grade, where ratings tend to be more stable.” In 2021, there were more rating changes and rating volatility than in prior years, but when compared to that of global corporate bonds, it has been “significantly lower,” with the U.S. ![]() Moody’s describes this as demonstrating that “willingness to repay debt can overcome many obstacles, including, in this case, small scale and near total destruction.” Continuing Stability for Muni Bonds ![]() This year’s report notes the “continued absence of rated defaults due to natural disasters” as an “interesting trend.” Although the small town of Paradise in California was nearly destroyed, it has continued to make its bond payments. While legal security will influence recovery, credit fundamentals drive defaults.” Vis-à-vis Puerto Rico, Moody’s notes in its report that “several more Puerto Rico credits that initially defaulted in 2015-17 have begun recovery in March 2022.” And that “the history of the litigation and recoveries for the Commonwealth's debts … broadly is a reminder of the power of credit fundamentals, such as leverage, operational balance, and economic capacity, over ostensible security features written on paper. This is especially true compared to the five-year default rate of 7.2% in 2012 and 6.8% in 1970 for global corporates. The report drew attention, once more, to the fundamental difference between municipal and corporate credits.Įven though the average five-year municipal default rate since 2012 has been 0.1%, compared to 0.08% throughout the study period (1970-2021), it remains extremely low. ![]() Muni Bond Defaults and Bankruptcies More Common, but Remain Rare In relation to the effects of the pandemic, Moody’s notes that, in addition to the acceleration of remote learning and work and the associated movement away from high-density employment and living, there are not only public health impacts but also “potential longer-term effects for K-12, higher education and the mass transit sector…” All these bear watching in the context of the municipal bond market. Once again, an important observation noted in this year’s report was that over the 52-year study period: “Any one default may only reflect the idiosyncrasies of that individual credit, and may not represent a general sector trend.” However, even though they may have stabilized during 2021, according to Moody’s, cumulative default rates have increased since 2010. (Indeed, there were no new rated municipal bond defaults during the period of significant market stress in 2021 resulting from COVID.) Second, muni bonds continue, on average, to be highly rated compared to corporates. First, while they may have become more common over the last 15 years, municipal defaults and bankruptcies remain rare overall. In addition to noting that the muni sector continued to recover from the effects of COVID-19, the report also affirms two hallmark benefits muni bonds offer. ![]() We explore the key findings.Īt the end of April, Moody’s Investors Service released its annual municipal bond market snapshot, US municipal bond defaults, and recoveries, 1970-2021, with updates through 2021. This article was originally published on .ĭespite rating changes and volatility in the municipal bond market for 2021, Moody's annual report offers an overall picture of stability.
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Poser animation12/27/2023 ![]() We will explain all kind of features and the pricing of Daz Studio vs Poser. Usually commercial software or games are produced for sale or to serve a commercial purpose.This article compares Poser vs Daz 3d, two similar computer graphics programs. Even though, most trial software products are only time-limited some also have feature limitations. After that trial period (usually 15 to 90 days) the user can decide whether to buy the software or not. ![]() Trial software allows the user to evaluate the software for a limited amount of time. Demos are usually not time-limited (like Trial software) but the functionality is limited. In some cases, all the functionality is disabled until the license is purchased. ![]() Demoĭemo programs have a limited functionality for free, but charge for an advanced set of features or for the removal of advertisements from the program's interfaces. In some cases, ads may be show to the users. Basically, a product is offered Free to Play (Freemium) and the user can decide if he wants to pay the money (Premium) for additional features, services, virtual or physical goods that expand the functionality of the game. This license is commonly used for video games and it allows users to download and play the game for free. There are many different open source licenses but they all must comply with the Open Source Definition - in brief: the software can be freely used, modified and shared. Programs released under this license can be used at no cost for both personal and commercial purposes. Open Source software is software with source code that anyone can inspect, modify or enhance. Freeware products can be used free of charge for both personal and professional (commercial use). PoserFusion will enable you to add 3D characters to any project, saving you time and resources.Īlso Available: Download Poser Pro for Macįreeware programs can be downloaded used free of charge and without any time limitations. Perfect for users working in industrial and architectural design, pre-visualization, theatrical set design, gaming prototype development, storyboarding, illustration, and animation. Fit for Professional Creative Environments, PoserFusion plug-ins transform Poser into a character animation pipeline that will transport your Poser scenes into 3ds Max, Maya, CINEMA 4D, and LightWave. Clothing, table cloth, curtains drape and deform just as they do in real-life, while hair can be grown, styled, and controlled dynamically as if blown by the wind. Poser Pro for Windows includes automatic keyframe creation, non-linear animation, lip-syncing, and a walking simulator to simplify the animation process.ĭynamic props and bullet physics move with your figure and add realism, bounce, and jiggle to your animations. Poser’s animation tools help you create stunning, realistic animations without much of the repetitive work involved in animating figures. Customize your final output in many styles, including photorealism, sketch, cartoon, silhouette, real-time comic book mode, and more. Create renders with natural lighting, shadows, subsurface scattering for realistic-looking skin, caustics and volumetrics for smoke, fog, and cloud effects. Poser’s powerful lighting and rendering tools deliver high-quality artistic effects. Thousands of poses, morphs, clothing, hair, materials, and accessories are included. Figures are pre-rigged so artists can click-and-drag to pose body parts, sculpt faces, or create ethnic varieties. ![]() With Poser, human and animal models are prepared for you to start designing and posing immediately. Quickly and easily create shape variations with Poser’s brush based morphing tools. All features and models are provided in a natural 3D environment for realistic depth, lighting, and shadowing on any figure in any pose. For those who require finer control full body morphs, facial expression morphs, and bone rigging are available for any figure. Click-and-drag to sculpt faces, pose body parts or create various ethnic varieties. Human and animal models are included for you to start designing and posing immediately. It makes working with the human form easily accessible with an intuitive user interface. Design with the human form for art, illustration, animation, comics, web, print, education, medical visualization, games, storyboarding, pre-visualization, and more! Poser delivers the power of interactive 3D figure design, offering infinite opportunities to portray human diversity, form, and expression. Whether you create for interactive media, animation, or the web, there’s always a need to integrate the human form. With Poser Pro, human and animal models are prepared for you to start designing and posing immediately. |